What do I need to know about the RCBC Personal Loan
Discover the freedom to tailor your payment plan with terms spanning 6 to 36 months. Navigate your financial landscape effortlessly with our budget-friendly loans featuring low amortization. Our application process is designed for simplicity and user-friendliness, streamlining the fund acquisition journey. Whether you seek financial assistance for personal endeavors or other pursuits, our loans cater to a range of needs, offering sums of up to Php 1,000,000. Embrace the ease and convenience woven into our lending services. Take the step now; apply and unlock the possibilities that await, contributing to your financial harmony. Your financial well-being is at the core of what we do, ensuring a secure and accommodating avenue for your diverse financial aspirations. Join us and experience a financial journey marked by flexibility, simplicity, and your unique path to prosperity.
Who are eligible to apply for the RCBC Personal Loan?
✅ For employed:
✔️ Filipino Citizen or Dual Citizen
✔️ At least 21 years old upon loan application
✔️ At most 65 years old upon loan maturity
✔️ Must have a mobile number, residence landline, or office landline
✔️ Must be locally employed at a company registered with Securities and Exchange Commission (SEC)
✔️ With a minimum employment tenure of 2 years and minimum gross monthly income of Php30,000
✅ For Self-employed:
✔️ Filipino Citizen
✔️ At least 21 years old upon loan application
✔️ At most 65 years old upon loan maturity
✔️ Must have a mobile number, residence landline or office landline
✔️ With business operating in the Philippines for at least 3 years and profitable for the past 2 years, and minimum gross monthly income of Php100,000
What documentation do I need to apply for the RCBC Personal Loan?
Complete the RCBC Personal Loan Application Form effortlessly with the required documents in hand. If you’re employed, furnish your Certificate of Employment (COE) or latest Income Tax Return (ITR), along with two valid government-issued IDs, Tax Identification Number (TIN), and a recent utility bill. For self-employed applicants, present your Business Papers, such as DTI or SEC registration and Mayor’s Permit. Additionally, include either your latest ITR, Audited Financial Statements, or the most recent 3-month bank statement. Ensuring the form is filled accurately and having these documents ready streamlines the application process. We prioritize your convenience, making the loan application journey straightforward. Feel confident in submitting your accomplished form, supported by the necessary documents, and let RCBC be your reliable partner in achieving your financial objectives. Join us in making your aspirations a reality through a secure and efficient loan application process tailored to your unique circumstances.
How to Apply For the RCBC Personal Loan
To explore the RCBC Personal Loan offerings, follow the provided link to their website. Once there, choose the “Apply now” option to initiate the application process. Fill in the user-friendly form with essential personal details such as your full name, email, address, and income information. It is crucial to verify the accuracy of all entered information before submitting your application. This straightforward procedure ensures a swift, secure, and reliable application experience for your RCBC Personal Loan. Take this simple step, and you’ll find yourself on the path to enjoying the benefits and flexibility that come with being a cardholder, confident in the reliability of your application process.
Click “Submit” and wait for the RCBC team to process your request.