What do I need to know about the RCBC Home Loan?
Craft a personalized loan journey that resonates with your financial aspirations. Choose a loan type that aligns seamlessly with your goals, offering options for manageable monthly payments. Clearly communicate the purpose of your loan—whether it’s acquiring a new property or reconstructing your current home. The inherent flexibility of the loan empowers you to tailor every detail, guaranteeing a precise fit for your unique needs and aspirations. This hands-on approach ensures that your borrowing experience is not just a transaction but a strategic step towards achieving your individual financial objectives.
Main characteristics of the loan
Unlock your financial goals with a minimum loan amount of Php 1,000,000, offering substantial support for your endeavors. A reasonable down payment of 20% makes the initial steps towards your financial objectives more manageable. Choose a fixing option spanning 1 to 20 years, allowing flexibility in tailoring the loan structure to align with your preferences and financial capabilities. The extended loan period of 1 to 20 years provides a generous timeframe for repayment, ensuring that you can comfortably manage and strategize your finances. This information reflects a commitment to transparency, allowing you to make informed decisions as you embark on your journey to financial empowerment.
Requirements for RCBC Home Loan Application
To qualify for the RCBC Home Loan, individuals must meet specific criteria. The applicant must be at least 21 years old, ensuring a mature and responsible approach to financial commitments. Additionally, a minimum work continuity of one year is required, demonstrating a stable employment history. Citizenship plays a crucial role, with eligibility extended to Filipino citizens or those holding dual citizenship. These requirements ensure that applicants possess the necessary maturity, stability, and legal status to embark on the home loan application process.
Documentation Needed for the RCBC Home Loan Application
✅ Accomplished RCBC Home Loan Application Form
✅ Copy of TCT and Tax Declaration (Land & Improvement)
✅ Bill of Materials (Construction)
✅ For Employed applicants: Certificate of Employment (COE) or latest ITR, 2 valid government-issued IDs, TIN, Utility bill
✅ For Self-employed applicants: Business Registration with DTI, Audited Financial Statements, ITR or bank statements
How to apply?
The application is done entirely online and in just a few steps! All you have to do is access the RCBC Home Loan official web page and fill out the form with the required information as well as attached documentation.
Ready to Apply for the RCBC Home Loan?
If you find the RCBC Home Loan interesting and are prepared to initiate the application process, simply click the button below to simulate your loan. This user-friendly feature allows you to explore the potential terms and conditions of the loan, providing valuable insights before committing to the application.
Don’t hesitate to take the next step towards realizing your homeownership goals.
Click the button and embark on your journey with RCBC Home Loan today!