What are the main characteristics of the Metrobank Personal Loan?
Experience the freedom of flexible payment terms tailored to your unique preferences and financial situation. The loan application process is exceptionally straightforward, ensuring a hassle-free journey from initiation to completion. Committed to efficiency, we promise a swift approval for your personal loan, enabling prompt access to the necessary funds. Revel in the convenience of customizing your payment plan according to your distinct needs, rendering the entire process seamless and stress-free. At Metrobank, we prioritize simplicity and efficiency, delivering a personal loan experience that is not only convenient but also swift. The goal is to provide you with a borrowing experience that aligns with your individual needs, making the acquisition of funds a smooth and expedited process.
Main benefits
✅ Flexible payment terms
✅ Extremely easy application process
What are the eligibility requirements in order to apply for the loan?
To be eligible to apply for the loan you must:
✅ Be a Filipino citizen
✅ At least 21 years old at the time of loan application and 65 years old upon loan maturity
✅ Have a gross annual income of at least PHP 350,000
✅ Have an existing credit card
✅ If employed: be of regular status with current employer for at least 1 year
✅ If self-employed: be at least 2 years in the current business
Understanding the fees of the Metrobank Personal Loan!
Discover flexible loan options with varying tenors and competitive rates to suit your financial needs. For a 12-month tenor, enjoy a monthly add-on rate of 1.75%, equivalent to an Annual Contractual Rate (ACR) of 36.742%. Opting for an 18-month term? You still benefit from a 1.75% monthly add-on rate, resulting in a 36.676% ACR. Shorten or extend the duration to 24 months, with a reduced 1.50% monthly add-on rate, translating to a 31.459% ACR. For a more extended repayment period, the 36-month option offers a lower 1.25% monthly add-on rate. These competitive rates provide flexibility and convenience, allowing you to choose the loan term that aligns with your financial goals. Whether it’s a short-term financial need or a more extended investment, the varied tenors ensure that you can find a suitable option for a seamless and cost-effective borrowing experience.
How to apply for the Metrobank Personal Loan?
Metrobank’s Personal Loan application only takes four easy steps:
✅ Fill out the necessary details in the online personal loan application form.
✅ Attach the scanned copies or photos of documentary requirements.
✅ Wait for the email confirming your submission.
✅ Wait for our call regarding the status of your application.
I want to apply for the Metrobank Personal Loan
If you enjoyed the information about the Metrobank Personal Loan and you think that could be a good option for you, don’t hesitate!
Click on the link below and start your application process right away!
Get started with your life projects!