What do I need to know about the Home Credit Card
The Home Credit Card has a long interest free period of up to 45 days without accruing interest, it sets itself apart from competitors. This card also provides you with card protection and insurance, exclusive deals and promos and zero fees when you pay your bills using the Home Credit App.
Main Characteristics of the Home Credit Card
With contactless transactions, enjoy the convenience of fast and secure payments without physical contact. For added security, the card transactions are fortified with PIN and SMS verifications, ensuring that each transaction is protected.
In addition to that, you can manage your expenses in a more cost-effective way the Home Credit App. Benefit from zero fees when you use the app to pay your bills, streamlining your financial transactions. This not only saves you money but also enhances the overall efficiency of your payment processes.
Required documentation to apply for the Home Credit Card
Present any of the following IDs:
✅Primary ID:
✅ UMID
✅Driver’s License
✅Philippine Identification Card
✅Postal ID New
✅ Voter’s ID
✅ PRC ID (Secondary ID required)
Secondary / Proof of address:
✅Postal ID Old
✅NBI Clearance
✅Barangay Certificate
✅Phone Bill
✅Water Bill
✅Electricity Bill
✅Mobile/Internet/Cable Bill
Frequently asked questions
How will I know if I’m qualified to apply for a credit card?
Home Credit keeps you informed about your credit card eligibility through calls, texts, or emails. Receive notifications about your qualification status. Alternatively, explore personalized offers conveniently on the Home Credit Mobile App. Stay connected and discover your credit options effortlessly with Home Credit’s accessible and versatile communication channels.
I am interested in applying for a credit card. What are the next steps?
Once you receive a call or notification from us saying you are eligible for a Home Credit Card, just visit the nearest Home Credit partner store and present the following to our Sales Associate (SA):
✅One (1) Government-issued ID
✅One (1) ID with your address or any supporting documents
Is there a validity period of the Home Credit Card?
Enjoy the benefits of your Home Credit Card, valid for a convenient four-year period. This extended validity ensures long-term access to versatile financial tools, allowing you to make transactions and manage your finances with ease throughout this extended timeframe.”
This is the right card for me, I want to apply!
The application process for the Home Credit Card is extremely easy and can be done by visiting any of the bank locations in person. For your convenience, discover the nearest branch through the link provided below. Take the initial step toward financial flexibility and explore the possibilities offered by Home Credit. Click now to find the closest branch, and start your journey with Home Credit card as soon as possible!